Featured Promotions

Limited Time CD Special

5 months at 4.15% APR
10 months at 4.00% APR
From March 1st - April 30th

HELOC Promotion

Prime Rate - 0.50%* (Current Prime is 8.50%)
Term - 15 years (10-year draw period with an additional 5 years to pay back)
Minimum line amount is $25,000.
Maximum LTV is 80%
Must pay for appraisal upfront before it’s ordered.
No Closing Cost*
April 1st – June 30th

*(closing costs include Attorney’s fee, recording fee, and flood certificate) If the loan is closed during the first 12 months, then the member will be responsible for reimbursing the closing costs.

Debt Consolidation Loan

Rate as low as 10.99%*

Term for up to 48 months.
Maximum loan amount is $7,500.
Credit Union must pay off existing debt.
Money can’t be used to pay off existing debt at Common Trust Federal Credit Union
April 1st – April 30th

*Member must qualify for rate (counteroffer could be made)

Credit Builder Loan

Rate as low as 9% APR*

Term for up to 9 months.
Maximum loan amount is $500.
Members must not have had credit or credit scores in the past.
April 1st – May 31st

Tax Loan Promo

Rate as low as 9.99% APR*
Loan limit will be $5,000
Loan term of 12 months
Member may only have 1 tax loan (any existing loan must be paid off or combined with a new loan amount not to exceed $5,000)
From Feb 1st – April 15th

*Actual rate subject to creditworthiness